ST STABL BL Join waitlist →
ST STABL BL

Digital money for everyone.

Proudly South African. Empowering digital and financial inclusion for Africa.

Send, save, and spend stablecoins across Africa. Fee and fuss free.

We'll reach out when invites open.

By joining the waitlist you agree to our Privacy Policy and Terms.

Built on USDC — backed 1:1 by US dollars, audited monthly. $70B+ in circulation, used by 1,000+ banks and partners worldwide.

Coming soon to Play Store
STABL padlock — your keys, your control

Security by design. Control in your hands.

Your keys are generated and held on your device. STABL is structurally unable to access, move, or freeze your money. Not just a promise, the system itself.

Non-custodial

Only you hold the keys, they live on your device with options to create extra keys for added security

Phone-verified

Your number is your identity, so getting started is quick and simple.

No fees at launch

Send what you mean to send. We will only earn from merchants.

Stellar-fast

Settles in seconds. Not days, not banking hours.

What you can do

Send

Remit digital money to family across borders in seconds. No exchange queues, no surprises.

Save

Run stokvels digitally. Contributions, rotations, payouts. Transparent by design, old style admin and excel sheets replaced by smart accounts.

Spend

Pay friends or merchants peer-to-peer. No middleman, no waiting on a bank.

Hold

Self-custody from day one. Your keys live on your device — only you can spend.

How it works

1

Verify your phone

We use your number as your identity, so getting started is fast and simple.

2

Generate your wallet

Keys are created on your device. They never touch our servers. We couldn't touch your money if we wanted to.

3

Send & receive

Settles in seconds across Africa. No STABL fees at launch — we cover Stellar's tiny network fee (fractions of a cent).